Cookie Policy

What Are Cookies and How We Use Them

Cookies are small text files that websites place on your device to remember information about your visit. At seraphytoniq, we use various tracking technologies to enhance your experience with our digital budgeting platform and provide you with personalized financial tools.

When you visit seraphytoniq.sbs, our system automatically collects certain information through cookies and similar technologies. This helps us understand how you interact with our platform, which features you find most valuable, and how we can improve your budgeting experience.

These tracking mechanisms work behind the scenes to make your experience smoother – remembering your preferences, keeping you logged in, and helping us show you relevant financial insights based on your previous interactions.

Types of Tracking Technologies We Use

How Cookies Enhance Your Budgeting Experience

Our tracking technologies work specifically to improve your financial management journey. When you customize your budget categories, set spending limits, or configure alerts, cookies remember these preferences so you don't need to set them up repeatedly.

Analytics cookies help us understand which budgeting features are most helpful, allowing us to prioritize improvements that matter most to our users. For instance, if we notice many users spending significant time on debt tracking tools, we can enhance those features.

Functional cookies make your experience seamless by maintaining your dashboard layout preferences, remembering which financial accounts you've connected, and keeping track of your progress toward financial goals between sessions.

Data Retention and Your Control

Different types of cookies have varying lifespans. Session cookies disappear when you close your browser, while persistent cookies may remain for up to two years, depending on their purpose. We regularly review and clean up stored data to ensure we're only keeping what's necessary.

You maintain complete control over your cookie preferences. Beyond using our rejection tools above, you can manage cookies directly through your browser settings. Most browsers allow you to view, delete, and block cookies from specific websites.

If you choose to block all cookies, some features of our budgeting platform may not work as intended. Essential functions will still operate, but you may need to re-enter preferences and login information more frequently.

Browser-Specific Cookie Management

Third-Party Cookies and Integrations

seraphytoniq may use third-party services that set their own cookies. These include analytics providers, customer support tools, and integration partners that help deliver our budgeting services. While we carefully select these partners, their cookies are governed by their own privacy policies.

Some of our financial integrations may use cookies to maintain secure connections with banking APIs and other financial service providers. These are essential for providing real-time account balance updates and transaction categorization.

We regularly audit our third-party relationships to ensure they meet our privacy and security standards. When possible, we configure these services to minimize data collection while maintaining functionality.